In a perfect world, car insurance companies would act straightforward when dealing with a victim of personal injury. Moreover, everyone would understand exactly how car insurance works. Unfortunately, the world is not perfect. Automobile insurance is convoluted and the consumers are left with a flood of misinformation drowning out the facts and forcing parties to an accident to figure out what is fact and what is fiction. The Denver personal injury lawyers at Bowman & Chamberlain, LLC, offer the 12 most common legal myths and misconceptions related to automobile accidents.