Insurance companies are just like any other companies in that they are in business to make money. There is no denying insurance companies are profitable, partly because they devalue reasonable claims or deny them altogether. For every day insurance companies fail to pay on a claim, they can invest the money and earn interest for the profit. Every cent insurance companies save increases its bottom line profit at the end of the year. The Denver personal injury lawyers at Bowman & Chamberlain, LLC, offer these improper insurance settlement tactics.